1. Acceptance of Terms

By purchasing, enrolling, or accessing any of our programs, services, or online community spaces (including via Circle, Spiffy, Stripe, or other linked platforms), you agree to be bound by these Terms of Service and our [Privacy Policy].
If you do not agree, please do not use or access our services.

2. Services Provided

We provide digital education, coaching, community membership, and related online content (collectively, the “Services”).
We reserve the right to update, modify, or discontinue any part of the Services at any time with reasonable notice.

3. Payments and Billing

• All prices are clearly listed in CAD or USD depending on your location

• Payments are processed securely through third-party providers (e.g., Stripe and PayPal).

• By purchasing, you authorise us to charge your payment method for the agreed-upon amount.

• If a payment fails or is disputed, we reserve the right to suspend access until the issue is resolved.

• All digital products and programs are non-refundable unless explicitly stated otherwise in writing.

  
  

4. Access and Accounts

• Access to paid Services is granted only to the individual who purchased. Sharing, reselling, or transferring access is not permitted.

• We may revoke access if a user violates these Terms or community guidelines.

• You are responsible for maintaining the confidentiality of your login credentials.

  
  

5. Intellectual Property

All content within our programs, community, and materials (including text, videos, designs, and documents) is owned by [Your Company Name].
You may not copy, reproduce, or distribute our materials without express written permission.

6. Community Conduct

If participating in our community (via Circle or other platforms), you agree to:

• Engage respectfully and constructively.

• Refrain from harassment, discrimination, or disruptive behaviour.

• Respect the confidentiality of other members.

We may remove users who violate these standards without refund.

7. Disclaimer of Results

Our programs and coaching are for educational and informational purposes only.
We make no guarantees regarding personal, financial, or business outcomes.
You are responsible for applying what you learn and for any decisions or results that follow.

8. Limitation of Liability

To the fullest extent permitted by Canadian law, [Your Company Name] is not liable for any direct, indirect, incidental, or consequential damages arising from your use of our Services.
In any case, our total liability will not exceed the amount you paid for the Services.

9. Termination

We reserve the right to terminate or suspend access to our Services for any violation of these Terms, misuse of our content, or failure to make payment.

10. Governing Law

These Terms are governed by the laws of the Province of British Columbia and the laws of Canada applicable therein.
Any disputes will be handled in the courts of British Columbia.

11. Contact

If you have any questions about these Terms, contact us at coach@marcusmackay.co

By using our website (www.mperformcoaching.com) or submitting any forms, you agree to the terms outlined above